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Got Bad Credit?? Need It Fixed??


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 2 days ago '13        #626
412Sadom 5 heat pts
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 Datsallfolks said
You got it!! There is many things you can do from home now that will build that CS! Secured credit cards with lower than 30% utilization and self lend loans. The self lend loans get a hit from some people because you dont technically get a loan when you get one. But you pay every month a small amount and you go a full term, then at the end, you basically get all the money you have paid and they build your credit. The only debts I would pay off is student loans and credit card debts thats it. I wouldnt do medical, small loans, car repot, broken lease (unless you need an apartment where they checkin). Its easy bro. Real easy!
I was gonna use the self lender app to get started..did getting a secured credit card help or hurt u?
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 2 days ago '18        #627
Datsallfolks 
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 412Sadom said
I was gonna use the self lender app to get started..did getting a secured credit card help or hurt u?
Thats how I got my self lender. It was worth it! But the SC helped a lot. The one month I bought my moms birthday gifts and dinner with the family, I used 70% or so. They reported on the 5th so my payment took til the 11th and I definitely hit like almost 30 points. eh....but I havent touched it since I paid so my CS should jump back up to where it was by end of this month. I still got about 6k in debt with stuff I am paying and not paying. Still my credit score has been 640 (now 611 from the secured card) and I got $23k-$24k auto loan approved.
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