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Got Bad Credit?? Need It Fixed??


 


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 4 months ago '13        #626
412Sadom 5 heat pts
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 Datsallfolks said
You got it!! There is many things you can do from home now that will build that CS! Secured credit cards with lower than 30% utilization and self lend loans. The self lend loans get a hit from some people because you dont technically get a loan when you get one. But you pay every month a small amount and you go a full term, then at the end, you basically get all the money you have paid and they build your credit. The only debts I would pay off is student loans and credit card debts thats it. I wouldnt do medical, small loans, car repot, broken lease (unless you need an apartment where they checkin). Its easy bro. Real easy!
I was gonna use the self lender app to get started..did getting a secured credit card help or hurt u?
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 4 months ago '18        #627
Datsallfolks 
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 412Sadom said
I was gonna use the self lender app to get started..did getting a secured credit card help or hurt u?
Thats how I got my self lender. It was worth it! But the SC helped a lot. The one month I bought my moms birthday gifts and dinner with the family, I used 70% or so. They reported on the 5th so my payment took til the 11th and I definitely hit like almost 30 points. eh....but I havent touched it since I paid so my CS should jump back up to where it was by end of this month. I still got about 6k in debt with stuff I am paying and not paying. Still my credit score has been 640 (now 611 from the secured card) and I got $23k-$24k auto loan approved.
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 3 months ago '15        #628
jharlem0500 13 heat pts13
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Pay your bills.

Stop buying things you canít afford.

Live within your means.

Stay home sometimes.

Go to the grocery store and cook instead of eating out.

Stop trying to be fly. Having money in your pocket is better than looking like money.


The end.
+4   

 3 months ago '04        #629
Duntaz 70 heat pts70
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 Datsallfolks said
Thats how I got my self lender. It was worth it! But the SC helped a lot. The one month I bought my moms birthday gifts and dinner with the family, I used 70% or so. They reported on the 5th so my payment took til the 11th and I definitely hit like almost 30 points. eh....but I havent touched it since I paid so my CS should jump back up to where it was by end of this month. I still got about 6k in debt with stuff I am paying and not paying. Still my credit score has been 640 (now 611 from the secured card) and I got $23k-$24k auto loan approved.

Which selflender did you get the $25 a month for a year joint?
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 3 months ago '15        #630
Hellmatic 2 heat pts
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I don't think I ever had credit at all. Never got a credit card or anything like that, I don't like owing money especially on interest. If I were to get credit now what's the most I could borrow?
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 3 months ago '15        #631
jharlem0500 13 heat pts13
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 Hellmatic said
I don't think I ever had credit at all. Never got a credit card or anything like that, I don't like owing money especially on interest. If I were to get credit now what's the most I could borrow?
Nothing. No credit is like bad credit.

Get a secured card with a $200 limit from Capital One.

Take care if it and go from there...
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 3 months ago '04        #632
C.R.I.P. 4 heat pts
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man whoever bumped this shoutout to you. motivated me to get myself right. im tired of being a idiot. Can't live off pure cash forever.

 3 months ago '15        #633
DamianDragunov 
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 3 months ago '18        #634
Datsallfolks 
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 Duntaz said
Which selflender did you get the $25 a month for a year joint?
Yep sure did!!

 3 months ago '04        #635
Duntaz 70 heat pts70
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 Datsallfolks said
Yep sure did!!
How many months are you in so far? How soon did you see a score increase after you started?

 3 months ago '18        #636
Datsallfolks 
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 Duntaz said
How many months are you in so far? How soon did you see a score increase after you started?
Fourth month was last so this here is coming on 5. It raises 6 points a month immediately, due to the "loan" balance reducing. Makes a difference 5 months later, especially at the end. Clock all the credit points and get the money. Would recommend.

 3 months ago '04        #637
Duntaz 70 heat pts70
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$17,077 | Props total: 13651 13651
 Datsallfolks said
Fourth month was last so this here is coming on 5. It raises 6 points a month immediately, due to the "loan" balance reducing. Makes a difference 5 months later, especially at the end. Clock all the credit points and get the money. Would recommend.
Myjewelersclub will add 5k to utilization. But you have to pay $99 enrollment and buy something $200 for enrollment but you also have to put 50% down on the item. I'm doing mine this week for utilization. You'll pay about $175 out the gate to get the line. It's bullsh*t jewelry only thing they have worth buying are G shocks.
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