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Nov 29 - House Poor: Woman only has $200 each month after paying bills


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topics gone triple plat - Number 1 spot 3X PLAT



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 3 months ago '22        #1
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Murderers  topics gone triple plat - Number 1 spot x48
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icon Nov 29 - House Poor: Woman only has $200 each month after paying bills
 

 


@sin
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150 comments

 3 months ago '23        #2
SierraLeone88 
Props total: 859 859  Slaps total: 101 101
U have gas...groceries...bills are paid...mortgage is paid...realistically what else do u need?
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 3 months ago '15        #3
Lord Funkington 
Props total: 26807 26 K  Slaps total: 5501 5 K
Seems like a lot of details are missing here. What's the husband's job? How much is their mortgage? Do they owe money on cars, students loans?

Lifestyle creep is real yall.
+57   

 3 months ago '22        #4
Murderers  topics gone triple plat - Number 1 spot x48 OP
Props total: 114842 114 K  Slaps total: 29634 29 K
 SierraLeone88 said 🔗
U have gas...groceries...bills are paid...mortgage is paid...realistically what else do u need?
Going out and having fun as family. Grooming, clothes for the kids and themselves. Their entire lives centers around paying and taking care of the house. Everything else is secondary.
 Lord Funkington said 🔗
Seems like a lot of details are missing here. What's the husband's job? How much is their mortgage? Do they owe money on cars, students loans?

Lifestyle creep is real yall.
What do you mean by lifestyle creep?
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 3 months ago '18        #5
Proffesor X  topics gone triple plat - Number 1 spot x4
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 Murderers said 🔗
Going out and having fun as family. Grooming, clothes for the kids and themselves. Their entire lives centers around paying and taking care of the house. Everything else is secondary.


What do you mean by lifestyle creep?
I mean...is thier family activities our problem though?

I get it life is hard....but the real question where is the money going? How much is that mortgage?
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 3 months ago '15        #6
Lord Funkington 
Props total: 26807 26 K  Slaps total: 5501 5 K
 Murderers said 🔗
Going out and having fun as family. Grooming, clothes for the kids and themselves. Their entire lives centers around paying and taking care of the house. Everything else is secondary.


What do you mean by lifestyle creep?
People have this tendency that as their income increases and they grow into their careers, things that were considered luxuries become necessities. So let's say, for example, on special occasions you went out for an expensive dinner. Now, because your income grew, those expensive dinners are now expected 3 or 4 times a week. Same can be said for things like nicer clothes or nicer cars. If you're doing a mixture of those things, the lifestyle you want creeps into what you can realistically afford.
+55   

 3 months ago '22        #7
Murderers  topics gone triple plat - Number 1 spot x48 OP
Props total: 114842 114 K  Slaps total: 29634 29 K
 Proffesor X said 🔗
I mean...is thier family activities our problem though?

I get it life is hard....but the real question where is the money going? How much is that mortgage?
I agree I was just trying to say that living paycheck to paycheck isn't a way to live, they have no room for error here. One missed week at work and they're fu#ked
+16   

 3 months ago '22        #8
HERMES  topics gone triple plat - Number 1 spot x30
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Biden's America
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 3 months ago '11        #9
Sin  topics gone triple plat - Number 1 spot x69
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look at those name brand clothes and lights and fans running

I see some cuts that can be made right off the back

I keep my heat on 50 degrees lol
+29   

 3 months ago '11        #10
Sin  topics gone triple plat - Number 1 spot x69
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 HERMES said 🔗
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Biden's America
this was 2021 lol


just playing
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 3 months ago '22        #11
Murderers  topics gone triple plat - Number 1 spot x48 OP
Props total: 114842 114 K  Slaps total: 29634 29 K
 Lord Funkington said 🔗
People have this tendency that as their income increases and they grow into their careers, things that were considered luxuries become necessities. So let's say, for example, on special occasions you went out for an expensive dinner. Now, because your income grew, those expensive dinners are now expected 3 or 4 times a week. Same can be said for things like nicer clothes or nicer cars. If you're doing a mixture of those things, the lifestyle you want creeps into what you can realistically afford.
Thank you for the explanation bro... After reading this, I must say I'm guilty of this myself. From the eating out to the expensive hotel rooms.. it's crazy how easy it is for our minds to be manipulated.
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 3 months ago '15        #12
Thatdude28 
Props total: 7834 7 K  Slaps total: 781 781
 Sin said 🔗
look at those name brand clothes and lights and fans running

I see some cuts that can be made right off the back

I keep my heat on 50 degrees lol
While I agree with cuts I dont think heating or cooling should be part of that lol might be able to get that change elsewhere haha
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+13   

 3 months ago '23        #13
Yopa 
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If she's a nurse she's capping
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 3 months ago '17        #14
PsyOp  topics gone triple plat - Number 1 spot x259
Props total: 149101 149 K  Slaps total: 33863 33 K
sh1ts not funny to laugh at folks who are sad and struggling brotha.
Whatever the reason they are in this predicament, I feel for them. Damn.
+25   

 3 months ago '22        #15
Crispy Beast  topics gone triple plat - Number 1 spot x2
Props total: 5271 5 K  Slaps total: 637 637
She didn’t list her expenses. Gas, food, and the mortgage ain’t going to all but wipe out your paychecks if both of you make good money. Seems like she’s just crying for clout.
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 3 months ago '10        #16
Rebirth46  topics gone triple plat - Number 1 spot x10
Props total: 8362 8 K  Slaps total: 1115 1 K
You make good money? How? Get ya weight up
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 3 months ago '15        #17
Holdino  topics gone triple plat - Number 1 spot x23
Props total: 74030 74 K  Slaps total: 7136 7 K
 Lord Funkington said 🔗
People have this tendency that as their income increases and they grow into their careers, things that were considered luxuries become necessities. So let's say, for example, on special occasions you went out for an expensive dinner. Now, because your income grew, those expensive dinners are now expected 3 or 4 times a week. Same can be said for things like nicer clothes or nicer cars. If you're doing a mixture of those things, the lifestyle you want creeps into what you can realistically afford.
I felt shame when I read that
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I used to be good with money I thought but I ain’t sh1t
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+18   

 3 months ago '16        #18
BathWaterMelody  topics gone triple plat - Number 1 spot x19
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buss it open for OnlyFans
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+18   

 3 months ago '19        #19
Nirvanaman223 
Props total: 1874 1 K  Slaps total: 148 148
 Lord Funkington said 🔗
People have this tendency that as their income increases and they grow into their careers, things that were considered luxuries become necessities. So let's say, for example, on special occasions you went out for an expensive dinner. Now, because your income grew, those expensive dinners are now expected 3 or 4 times a week. Same can be said for things like nicer clothes or nicer cars. If you're doing a mixture of those things, the lifestyle you want creeps into what you can realistically afford.
Appreciate that learn something new everyday .
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 3 months ago '09        #20
NcAlien 
Props total: 7391 7 K  Slaps total: 409 409
What used to be making “good money” isn’t “good money” anymore.

Inflation with flat wages makes this happen. Create a plan to increase your wages and do something.
+15   

 3 months ago '16        #21
Boogersugar  topics gone triple plat - Number 1 spot x19
Props total: 123893 123 K  Slaps total: 18934 18 K
How fancy are those groceries and where is that lil ranch situated?

People have to learn to budget. These people are actually underwater because the home will eventually need significant maintenance as homes do and they're not factoring that cost in. Either they'll end up putting that on credit or deferring maintenance which will typically cost you more in the long run. These folks are in a bad spot because they bought more house than they could afford in probably a too-nice neighborhood
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 3 months ago '15        #22
isthistobe  topics gone triple plat - Number 1 spot x124
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probably got a car note and disney+
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 3 months ago '10        #23
Nautilus O  topics gone triple plat - Number 1 spot x4
Props total: 139541 139 K  Slaps total: 27324 27 K
Aint no way. How you don't live above your means but you only got $200 to live on for 10 days.

Even if you only got $200 cash, you should have credit for emergencies.
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 3 months ago '15        #24
Tobinmont  topics gone triple plat - Number 1 spot x10
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I like some of the responses in this thread.

With the check you pay everything for the month with usually there isn’t a bunch left over. I guess it’s a little different when it’s two of them and it’s that way. But then you get the next check and you do some of the things you want vs need. sh1t at least they can cover their expenses. She’s focused on the wrong sh1t. Gotta practice appreciating that.


Last edited by Tobinmont; 11-29-2023 at 09:47 PM..
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 3 months ago '05        #25
That Dude 
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This is sad. I feel for people just getting by. Gotta be an awful feeling
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