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Mortgage lenders will now check your spending habits to determine if you get a loan



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 3 months ago '08        #1
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GoldBluded  topics gone triple plat - Number 1 spot x20
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Mortgage lenders will now check your spending habits to determine if you get a loan
 

 

Cliffs:

First minute of the video from the start

They can check your personal event/ big life events to determine your borrowing power or if you get a loan at all.
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 3 months ago '06        #2
illathruz  topics gone triple plat - Number 1 spot x1
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As if they don't do this already?

What you think they want your most recent bank statements for then?
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 3 months ago '10        #3
Bigg_Slime  topics gone triple plat - Number 1 spot x50
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creep a*s bi*ches make me sick


Give me my damn money
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 3 months ago '16        #4
Caligadget 
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 illathruz said


As if they don't do this already?

What you think they want your most recent bank statements for then?

That’s first thing I thought any one who bought a house know this,

Don’t get a bank loan for a house, car any type if you bank with that bank they can see everything not just last two months statement
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 3 months ago '15        #5
T Town84 
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Yea.... I'm pretty sure they did this already. I had to show about 2-3yrs worth of bank statements when I bought my home..


Folks wanna see how you manage money before They give you the bread ect. I can't really blame them..

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 3 months ago '04        #6
Mista Mizatti 
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 T Town84 said
Yea.... I'm pretty sure they did this already. I had to show about 2-3yrs worth of bank statements when I bought my home..


Folks wanna see how you manage money before They give you the bread ect. I can't really blame them..

YEARS my dude?

I think I provided 2/3 months worth.
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 3 months ago '15        #7
T Town84 
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 Mista Mizatti said
YEARS my dude?

I think I provided 2/3 months worth.
Yea! Credit score 725 and all.. it was my first home so I figured it was the norm.. The timing was perfect tho.. If they went back any further I don't know if I could've pulled it off lol..
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 3 months ago '05        #8
pnoi89  topics gone triple plat - Number 1 spot x9
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 Mista Mizatti said
YEARS my dude?

I think I provided 2/3 months worth.
That’s mainly if you’re a business owner or self-employed. Basically 2 years of tax returns at a minimum.
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 3 months ago '16        #9
postemupndunkit 
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All of this to have your own place smfh

We never left this part of feudalism behind
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 3 months ago '06        #10
imthatinfamous  topics gone triple plat - Number 1 spot x1
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They already do that. They run credit checks, they look at the balances on your credit cards, they constantly ask for bank statements, etc.
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 3 months ago '13        #11
fredfiness 
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I’m not understanding:


It’s all publicly available info, and stuff that impacts your finances. Are you lending someone hundreds of thousands without doing your due diligence?

Also how would they know what services to offer you? That’s why data is a big deal. Stop focusing on dumb sh*t and start pushing for things that matter:
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 3 months ago '04        #12
mack387 
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Everything be mentioned most people are posting publicly on their social media anyway

 3 months ago '16        #13
lowry2123 
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dont they already do this with bank statements?

 2 months ago '04        #14
Cali 
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Unless this is part of a congressional change m who cares
Remember that Lenders are businesses. For the ones that dont want to be spied on then there will be businesses that will welcome you. thats all it is, a business.
If they spying on your spending habits its either to give you a better rate or some other benefit.

With that said, All yalls Only Fans expenditures dont have to be judged.



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