Which one is better?

https://youtu.be/HZ0Rt7wMHB8

VS

https://youtu.be/2-WPr6DTQos

None...save money yourself for expensive repairs if need be. Take proper care of your car, and you'll likely never even need anything other than maintenance.

I'm not paying for 2 different versions of car insurance, don't know what it costs or what it covers so not saying it's bad but I'm lucky enough to not need it.

Magnificent Phoenix said None...save money yourself for expensive repairs if need be. Take proper care of your car, and you'll likely never even need anything other than maintenance.

This

Keep a separate savings account for repairs (the money you would be paying for extended warranty - set it aside in this account) and find a good independent mechanic. Keep up on basic maintenance and you good

The only time I'd even remotely consider an extended warranty is if I owned an out of warranty high end german car, I aint about that life

My cars are no older than my phones = factory warranty