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Why the Apple Card is pure garbage


 


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 4 weeks ago '04        #1
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mr_underground|m  2241 heat pts2241
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Why the Apple Card is pure garbage
 

 

summary:

-3% cashback at the apple store

-2% cashback with apple pay on the phone or watch

-1% cashback with apple card

-most cards offer 1.5% at a minimum

-no numbers so you can't use it online or to order chinese carry-out.

- its the worst rate in the industry

to put it in perspective you would need to spend $10,000 to get $100 cashback

so its pointless.


Last edited by mr_underground; 08-21-2019 at 10:15 AM..
+14   



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62 comments
 

 4 weeks ago '18        #2
antisocial100  1 heat pts1
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This dumb a*s said no number so u can’t use it online for carry out

You never heard of Apple Pay d*ckhead?
-6   

 4 weeks ago '04        #3
DJ Maximum|M  69 heat pts69
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 antisocial100 said
This dumb a*s said no number so u canít use it online for carry out

You never heard of Apple Pay d*ckhead?
apple pay isnt at every carryout place or resturant

if u call in and say hey i wanna order some chinese and say I got apple pay on the phone What would u think will happen? lol
+34   

 4 weeks ago '17        #4
JacobWatch  10 heat pts10
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 antisocial100 said
This dumb a*s said no number so u canít use it online for carry out

You never heard of Apple Pay d*ckhead?

I froze all my cards the other day because someone stole my identity. Iíve been relying on Apple Pay heavy while my new cards were in the mail

Iím thankful for that feature but the readers arenít EVERYWHERE yet

Even if an employee told me they took Apple Pay, Iíd shop, get to the register, and the sh*t wouldnít work

sh*t was a struggle
+7   

 4 weeks ago '18        #5
Kodack sixnine  topics gone triple plat - Number 1 spot x2
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No duh. They’re basically profiting off of people with sh*tty credit that can’t get other credit cards.
+8   

 4 weeks ago '07        #6
fatpeopleunite 
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The card number is stored on Apple Pay. So you can get the card number when you open up Apple Pay. You think Apple gonna restrict you to buying stuff in store only and not online?
+10   

 4 weeks ago '18        #7
antisocial100  1 heat pts1
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 DJ Maximum said
apple pay isnt at every carryout place or resturant

if u call in and say hey i wanna order some chinese and say I got apple pay on the phone What would u think will happen? lol
He talkin about making orders online, you have to read my friend
+5   

 4 weeks ago '17        #8
myPOWER  3 heat pts3
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“no numbers so you can't use it online or to order chinese carry-out.”

That sh*t is literally right in the App.

Most cards offer 1.5%?

This is 2% for Apple Pay and you get that cash back THE NEXT DAY.

And you don’t need a crazy credit score to get it.

No one should ever care about the rates because you should be paying your sh*t off every month. If you care about rates then you should find a card with those nice introductory rates. There’s some rare cards you can find at credit unions that have a ridiculous 8-9% apr rate for life but again... lol

Apple Card is good for using Apple Pay and buying sh*t at Apple.

If you use credit cards, then it’s best to get another one for other sh*t.

Ie capital one savor you get 4% cash back on all food (restaurant and entertainment purchases) with no limit cap.

Apple Card definitely doesn’t suck... and there’s no annual fee.

It integrates amazingly into your phone too.
+6   

 4 weeks ago '17        #9
myPOWER  3 heat pts3
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 mr_underground said


summary:

-3% cashback at the apple store

-2% cashback with apple pay on the phone or watch

-1% cashback with apple card

-most cards offer 1.5% at a minimum

-no numbers so you can't use it online or to order chinese carry-out.

- its the worst rate in the industry

to put it in perspective you would need to spend $10,000 to get $100 cashback

so its pointless.
That last line is retarded. It’s a credit card that doesn’t have an annual fee.

2% - 3% cash back that you get the very next day is competitive to a lot of credit cards.

If most cards offer 1.5% and this is offering 2% with Apple Pay, how does this thought support that the Apple Card is garbage?

-2   

 4 weeks ago '16        #10
JetLife 
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 fatpeopleunite said
The card number is stored on Apple Pay. So you can get the card number when you open up Apple Pay. You think Apple gonna restrict you to buying stuff in store only and not online?
This. You can even request a new card number for your card just by tapping a button. You people just spew bullsh*t out.
+4   

 4 weeks ago '11        #11
Anti  11 heat pts11
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I was denied bros
+17   

 4 weeks ago '04        #12
DJ Maximum|M  69 heat pts69
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 antisocial100 said
He talkin about making orders online, you have to read my friend
card still isnt good my friend Amex Blue Siver and Platinum >>>> Apple Card
+4   

 4 weeks ago '18        #13
antisocial100  1 heat pts1
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 DJ Maximum said
card still isnt good my friend Amex Blue Siver and Platinum >>>> Apple Card
You right , I just wanted to clarify on that one statement
+2   

 4 weeks ago '15        #14
naledgestate 
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 JacobWatch said
I froze all my cards the other day because someone stole my identity. Iíve been relying on Apple Pay heavy while my new cards were in the mail

Iím thankful for that feature but the readers arenít EVERYWHERE yet

Even if an employee told me they took Apple Pay, Iíd shop, get to the register, and the sh*t wouldnít work

sh*t was a struggle
I hope everything is all good man. I mean that.

I had a dude hack into my Playstation Network and make a couple of purchases using my linked card.

That sh*t had me bugging for days. I had to cancel my debit card. I cant imagine having my identity stolen.
+1   

 4 weeks ago '05        #15
Y.G.  27 heat pts27
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 myPOWER said
ďno numbers so you can't use it online or to order chinese carry-out.Ē

That sh*t is literally right in the App.

Most cards offer 1.5%?

This is 2% for Apple Pay and you get that cash back THE NEXT DAY.

And you donít need a crazy credit score to get it.

No one should ever care about the rates because you should be paying your sh*t off every month. If you care about rates then you should find a card with those nice introductory rates. Thereís some rare cards you can find at credit unions that have a ridiculous 8-9% apr rate for life but again... lol

Apple Card is good for using Apple Pay and buying sh*t at Apple.

If you use credit cards, then itís best to get another one for other sh*t.

Ie capital one savor you get 4% cash back on all food (restaurant and entertainment purchases) with no limit cap.

Apple Card definitely doesnít suck... and thereís no annual fee.

It integrates amazingly into your phone too.
This is a bottom-tier rewards card. Acting like it's anything other just because it has no annual fee is ridiculous.
+1   

 4 weeks ago '04        #16
spicaly 
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Use the 3% at apple and buy a macbook pro with the education discount. Pay off the card before the finance charges hit. Works for me

+4   

 4 weeks ago '04        #17
mr_underground|m  2241 heat pts2241 OP
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 fatpeopleunite said
The card number is stored on Apple Pay. So you can get the card number when you open up Apple Pay. You think Apple gonna restrict you to buying stuff in store only and not online?
Then you donít need the card if youíre going to read numbers off your phone. Itís faster to use a different card that has number immediately available
+1   

 4 weeks ago '16        #18
JetLife 
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 mr_underground said
Then you donít need the card if youíre going to read numbers off your phone. Itís faster to use a different card that has number immediately available
The card is used for physical purposes. Digitally, the iphone auto fills the credit card information. Pretty convinient, but the card is trash without a doubt and I have it. But then again, all credit cards are trash.

 4 weeks ago '05        #19
Y.G.  27 heat pts27
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 mr_underground said


summary:

-3% cashback at the apple store

-2% cashback with apple pay on the phone or watch

-1% cashback with apple card

-most cards offer 1.5% at a minimum

-no numbers so you can't use it online or to order chinese carry-out.

- its the worst rate in the industry

to put it in perspective you would need to spend $10,000 to get $100 cashback

so its pointless.
Dude churned out of the Chase Sapphire card. Damn.

Love my Sapphire

 4 weeks ago '17        #20
OozeTheOracle  14 heat pts14
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 Y.G. said
Dude churned out of the Chase Sapphire card. Damn.

Love my Sapphire
Me too. U got preferred or reserve?

 4 weeks ago '05        #21
HARBINGER  461 heat pts461
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n*gga fu*k Apple

 4 weeks ago '17        #22
xcobr35715 
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 mr_underground said


summary:

-3% cashback at the apple store

-2% cashback with apple pay on the phone or watch

-1% cashback with apple card

-most cards offer 1.5% at a minimum

-no numbers so you can't use it online or to order chinese carry-out.

- its the worst rate in the industry

to put it in perspective you would need to spend $10,000 to get $100 cashback

so its pointless.
I donít fall for no new sh*t...Let them suckers experiment 1st..not ur a sucker but you get it

 4 weeks ago '17        #23
myPOWER  3 heat pts3
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 Y.G. said
This is a bottom-tier rewards card. Acting like it's anything other just because it has no annual fee is ridiculous.
... 2% cash back is about medium. The no annual fee is huge when you factor it into the costs of other cards relative to their rewards.

I have an Amex Plat too.

 4 weeks ago '17        #24
myPOWER  3 heat pts3
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 OozeTheOracle said
Me too. U got preferred or reserve?
Preferred, this dude had life goals of making 90k a year as a teacher living in a basement 10 years ago while sitting on boxden all day arguing Samsung/Android vs Apple - (no lie).
+1   

 4 weeks ago '05        #25
Y.G.  27 heat pts27
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 OozeTheOracle said
Me too. U got preferred or reserve?
I have the Sapphire Preferred and the Ink Business Unlimited. Going to have them upgrade me to the Sapphire Reserved in the next couple months.
+1   



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