Mar 20 - Millennials, like Chance the Rapper, just want to move back in with mom and dad

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 3 days ago '13        #1
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misterethoughts 108 heat pts108
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Mar 20 - Millennials, like Chance the Rapper, just want to move back in with mom and dad
 

 
ou can go home again. In fact, Chance the Rapper encourages it.

The 23-year-old Grammy-winning artist revealed he’s considering crashing with his folks again, like 1 in 3 other Millennials.

“Like, I’m honestly, in real life, thinking about moving in with my parents right now,” the “No Problem” rapper and new father of a 1-year-old daughter recently admitted to Complex. “I think, anybody, if they were in my position – if they were 23 with a kid for the first time and were working – they would find comfort in being able to stay with their parents.”

But even 30-somethings without kids are willingly returning to the nest.

On paper, 32-year-old Ashley has her life together: She works for a hedge fund and lives on the upper East Side.

But this fall, she’s moving back to Rockville Centre, L.I. to stay with her parents. Her lease is up, and she’s ready to switch jobs and finally start squirreling away some money instead of spending it all on rent.

“I would love to save about $10,000 in five months,” she said, noting that many friends and colleagues in the New York tri-state area are doing the same.

“Our generation is not given the opportunity to save. Student loan debt overcomes you so much,” she said. “So if you’re over the age of 30, and you can find a way to go home and save an extra 10 grand – the thought of that is pretty tempting. And pretty smart.”

No wonder crashing with parents is now the most common young adult living arrangement, according to a recent survey by the Pew Research Center. This backs a complimenting report analyzing Census data that found more 20-somethings are living with parents, stepparents, grandparents and relatives today than in the past 75 years.

It’s not that Millennials are lazy. Quite the opposite. More than half (56%) are saddled with student loan payments largely responsible for their failure to launch. Or they’re in school longer. Some 8% of 30-year-olds were still working on their degrees in 2015, which is eight times the number of 30-year-olds continuing their education in 1975.

And sometimes life just throws a curveball – and who better to help you swing at it than your folks?

Alexandria Finfer, 23, was living and working with her boyfriend in Los Angeles. But after both their food truck business and their relationship fell apart, Finfer moved back to Philadelphia to stay with her mom. She commutes to Manhattan for work, and says there’s “no way I’d be able to support myself” making $2,000 a month in the TV and film industry.

It helps that she’s not alone. “I used to be embarrassed about it, especially when I’d go on dates,” she said. “But you’d be surprised how many times, when I tell guys I live at home, they tell me ‘Oh, I do, too.’”

And sometimes coming home is just as much about emotional support as it is about finances.

Dylan’s five-year marriage ended three years ago, and her ex-husband saddled her with more than $10,000 in debt. The 37-year-old was grateful that her mom and dad welcomed her back into their upper Manhattan apartment while she got back on her feet.

“It’s nice to have people to talk to about all of this stuff that was going on. I’m lucky to have that soft landing place and that emotional support,” said Dylan, who’s worked and saved enough to pay down almost all of that debt. She plans to move into her own apartment with her new boyfriend this summer.

“There’s less than $1,000 to go, and living with my folks allowed me to do it,” she said.

visit this link https://moneyish.com/hoar .. h-mom-and-dad/
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135 comments for "Mar 20 - Millennials, like Chance the Rapper, just want to move back in with mom and dad"

 3 days ago '11        #2
default28 6 heat pts
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got me thinking.
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 3 days ago '05        #3
pnoi89 9 heat pts
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I am a millenial and would gladly live together with my parents one day.

Currently, my plans with my sister and her family is undergoing with eventually ending up in a multi-family house where we could pitch in all our incomes together to relieve ourselves from financial stress.
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 3 days ago '10        #4
stizz44 22 heat pts22
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sh*t, I want to move back into my moms crib too! Too bad for me, my older brother, niece, nephew, and two older sisters already living up in there.

no room for me!
Frankybaby and 26 others gave props
 
 3 days ago '15        #5
AROD MONEY 2 heat pts
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sh*t too real out here
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 3 days ago '12        #6
fatdaddy 1 heat pts
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economic changes lead to social changes


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 3 days ago '04        #7
Hakim Cobain 1 heat pts
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I was so ready to move out after high school, I couldn't see myself living with my momma.
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 3 days ago '12        #8
Frankybaby 114 heat pts114
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 3 days ago '06        #9
D.O.H. 
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I do think the new trend will be people people staying at home until they're ready to move in with a gf/bf or getting married, rather than moving out by yourself first.
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 3 days ago '17        #10
Black Naja haje 24 heat pts24
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It's hard out hea
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 3 days ago '09        #11
Jacc Blacc 55 heat pts55
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 default28 said:
got me thinking.
my friend just turned 25, is working on his MBA, moved back in with his parents at 22, saved a sh*tload of cash and bought a condo, paid it straight cash, and is renting it out, he works at a firm where he gets paid 60k before bonuses and merit
increases

he's about to buy his 2nd condo straight cash and then rent it out


now the key is, you have to actually have parents that have a big home imo, his parents have a 6 bedroom home, so its not like his parents have a 2 bedroom apartment, dude can live at home comfortably and not get on anyones nerves when he invites friends or chicks over


when girls ask him about living with his parents he tells them his financial goals and leaving the house with "x" amount in savings, 3 rental properties, and his retirement fund set so he can retire at 50

most girls are cool with that and imo most of them like that sh*t, but once again his parents dont have a small house or apartment so he can do that
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 3 days ago '09        #12
Jacc Blacc 55 heat pts55
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 Hakim Cobain said:
I was so ready to move out after high school, I couldn't see myself living with my momma.
you might have had parents who actually wanted you out or didnt mind you leaving, alot of these parents have "empty nest" syndrome so they dont mind the kid coming back

all depends on the parents and the kid
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 3 days ago '09        #13
jbzy 
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lol
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 3 days ago '11        #14
jayevryday 
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Man i had to do this recently

Was on my own since my early 20s but had lost my job for 10 years

Plus starting my own business i had to make sacrifices

My parents aint want my black a.ss back though
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 3 days ago '11        #15
2loaf 
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Im back with my parents trying to save money and leave again. This is gonna be my third time moving out
I move to another city, come back for a few months, save up and do it again. I think this is gonna be my last time doing this sh*t tho, I'm 26 I need to find something long term now. I can't keep bouncing from job to job.
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 3 days ago '05        #16
Junior G 112 heat pts112
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85% of BX don't even need to read this article
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 3 days ago '06        #17
SkateboardT 27 heat pts27
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been back and forth twice, about to go back a third time because my lease is up in June and I'm moving in August so...no point to live with my one friend who has a family or my other friend who has a dirty a.ss house for two months.


Last edited by SkateboardT; 03-20-2017 at 05:14 PM..
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 3 days ago '08        #18
Keno 15 heat pts15
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Not going back..unlike a lot of millenials me moving in with Moms left me with paying more than half the bills (defeats the purpose of moving back.) Out happily on my own now.
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 3 days ago '12        #19
Melle 43 heat pts43
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Moved back with my Mom last June after a Yr living by myself in Philly.. I got further careerwise to the where I live on the road.. Pointless to hold down a spot again if I'm hardly ever going to be there!

In the past 9 Months since moving back I've been on the Road for 5 Months.. I like living back at home when I have downtime bc it allows me to think more Peacefully which helps me Plan better for the Future when things takeoff

Edit: I don't knock anyone who truly lives back at Home.. I'm 25 & this generation was molded Yrs ago on an Era that no longer exists! Technology & sh*tty Business policies gave most our jobs to ppl overseas & now computers


Last edited by Melle; 03-20-2017 at 05:00 PM..
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 3 days ago '11        #20
indagame 16 heat pts16
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 Jacc Blacc said:
my friend just turned 25, is working on his MBA, moved back in with his parents at 22, saved a sh*tload of cash and bought a condo, paid it straight cash, and is renting it out, he works at a firm where he gets paid 60k before bonuses and merit
increases

he's about to buy his 2nd condo straight cash and then rent it out


now the key is, you have to actually have parents that have a big home imo, his parents have a 6 bedroom home, so its not like his parents have a 2 bedroom apartment, dude can live at home comfortably and not get on anyones nerves when he invites friends or chicks over


when girls ask him about living with his parents he tells them his financial goals and leaving the house with "x" amount in savings, 3 rental properties, and his retirement fund set so he can retire at 50

most girls are cool with that and imo most of them like that sh*t, but once again his parents dont have a small house or apartment so he can do that
If everything goes according to plan I should be working on my masters next year at 25 as well. I don't have money to rent out a condo though

The plan is to try and get an apartment. I'm working full time right now, just moved back and living with my parents. I want to move out so badly but if I want to get an apartment when I move away and work on my masters probably best to save the money.


Last edited by indagame; 03-20-2017 at 04:59 PM..
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