Aug 9 - New study says 64% of Americans have less than $1,000 in the bank

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 5 years ago '04        #161
killadre 229 heat pts229
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 Fras1788 said:
Out of all you reading this, how many got $1,000 or more in the bank? I'll start it off...


No.



I'd bet the numbers are worse than 64%
being realistic that number is mos def higher than 64%. more like 89%
 5 years ago '07        #162
ttime236 38 heat pts38
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Fairfax, Virginia was the first county in the United States to reach a six-figure median household income, and has the second-highest median household income of any local jurisdiction in the United States after neighbor Loudoun County. Median income is $120,804 per household
$1000 is easy for people, nobody broke out here excluding immigrants and college students of course
 5 years ago '05        #163
Hold That 103 heat pts103
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 Suppafresh said:
Yup I am. I'm not talking sh*t just saying I hate when I see dudes running round buying this car that car or these clothes that clothes but ain't got sh*t to fall back on. U know what I'm talking bout the cats who be thirsty for the 1st and 15th. Then week after payday be trying to go to payday loans and sh*t. Are walk in the office like yo u think they will my request check for advance pay?

Yo ole can't buy a plane ticket on emergency leave a.ss n*gga.
This right here.. I never understood paying Car notes and people still living out there means buying expensive cloths with no savings, no a.ssets no nothing..

I buy all my cars out right, the closest thing I have to a note is a secure loan(best way to go if you're buying cars out right), at least with the secure loan when you put up cash as your collateral, you get back whatever you took out and it improves your credit score.. That alone has saved me..
 5 years ago '08        #164
V.R. Nabor 1 heat pts
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 Left Hook said:
wtf.. I work part time and even I've got more money in the bank. Some of y'all need to manage your money better
U live off ur parents?
 08-11-2012, 11:00 AM         #165
Young H 
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I have enough in the bank to cover expenses. The rest is in a safe.
 08-11-2012, 11:13 AM         #166
DAHNIC561 
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Stop Smoking Weed and buying Jordans....


 5 years ago '10        #167
beeboywhoo 38 heat pts38
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yes i have more than a g
 5 years ago '04        #168
Exs 151 heat pts151
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Dont have more than 1000 in the bank but i got more than 1000 outside of the bank.

Home Safe >
 5 years ago '05        #169
Bea5T 137 heat pts137
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not everyone keeps their $$$ in a bank....
 08-11-2012, 01:01 PM         #170
JayDee11 
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 Bea5T said:
not everyone keeps their $$$ in a bank....
This is a true statement that not many people realize. I remember my first year contracting overseas, I met tons of people who only had bank accounts because it was a payroll necessity. Once the contract was up, those that had no interest, or option, in an immediate resigning, went home and withdrew their money.
 5 years ago '04        #171
JayR04 112 heat pts112
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I got over a g but not all in the same place

[pic - click to view]

 5 years ago '09        #172
Burg Boy 2 heat pts
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I have Under 200.. But im Debt Free and in College

 JayR04 said:
I got over a g but not all in the same place

[pic - click to view]


gawd damn.. :DatAss: in the sig
 5 years ago '04        #173
Mikkey 
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 Andrefrbk said:
Wow thats absolutely fuking terrible!

To be honest i took my savings out of the bank a long time ago, i might move it to a credit union. I dont deposit a lot of money in the bank. In and out asap.

If we were to have a collapse, the banks could hold on to my money. LEGALLY. So its best to keep some on deck if you can safely.

Bottom line though most Americans not having 1k to their name is kinda dangerous. And it also means that most Americans are living pay check to pay check. If something were to happen like an emergency idk, transmission failure, boiler broken the avg American is going to put it on a credit card. And we wonder why n*ggas are in so much debt.

I dont have any outstanding debt or serious lines of credit. Learned my lesson when i was 19... SMH took me forever to pay for 3k worth of junk i bought. I was charging everything man. FUK YOU CAPITAL ONE!

This happened to me as well!
 5 years ago '06        #174
RAZAH CUTS 5835 heat pts5835
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hahaha... yeah, I admit it.. less than a grand in that bad boy right now..

life's been a fu*king wild a.ss ride these past few years.. it is what it is... fu*k it..
 5 years ago '07        #175
biged79 8 heat pts
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Why the fu*k are y'all keeping money in a bank? fu*k a collapse. What if the power go out in your city for a couple of weeks? Can't get money out the ATM and can't use a card at the store. People k!ll me. And if the economy does collapse what the fu*k you gone do with cash?! sh*t will be useless. Lol better have some gold and silver. And people forget about liquor. I got 20 bottles of 120 proof vodka in my closet. I can trade it or use it for fuel. Get you some bottom shelf liquor and some cigarettes lol

Anyway I'm in that boat. The wife and I got about 3700$ together. But I got fired back in December. And we got two toddlers. Smh don't have kid people. They bleed you dry. Hopefully this new business I'm venturing into will payoff. fu*k working for someone else.


Last edited by biged79; 08-11-2012 at 01:45 PM..
 5 years ago '04        #176
RYLNYC|m 5 heat pts
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 chi town hustla said:
ducktales
you cant even fu*kin subtract
My bad, wasn't paying attention.
 5 years ago '04        #177
J.BEEZY 10 heat pts10
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 TheKastOne said:
Yes x 25 but I owe about 20k in student loans
why not pay that off if u done with school so they dont keep r@ping u

im in the 36% but just started class again so gonna have hella loans
 5 years ago '08        #178
I.J. 11 heat pts11
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To the people that have more then that much how much you make a year are somebody paying your bills are u living with someone etc.?
 5 years ago '05        #179
DanBootleg 210 heat pts210
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$18,772 | Props total: 8933 8933
I got like 5k in my bank but I'm Canadian


Last edited by DanBootleg; 08-11-2012 at 02:30 PM..
 5 years ago '07        #180
Jae_Mike 25 heat pts25
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$4,382 | Props total: 1054 1054
The way I save is by having 10% of my bi-weekly check direct deposited in my credit union. This way I do not see the transfer and dont really know whats coming out. I hide my card from myself as well so it would have to be a real emergency for me to break it out. Just paid off student loan im in a good place, im not doing any store credit cards or not straight debit.
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