Aug 9 - New study says 64% of Americans have less than $1,000 in the bank

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 08-10-2012, 06:08 PM         #61
factorx3 
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 Andrefrbk said:
Wow thats absolutely fuking terrible!

To be honest i took my savings out of the bank a long time ago, i might move it to a credit union. I dont deposit a lot of money in the bank. In and out asap.

If we were to have a collapse, the banks could hold on to my money. LEGALLY. So its best to keep some on deck if you can safely.

Bottom line though most Americans not having 1k to their name is kinda dangerous. And it also means that most Americans are living pay check to pay check. If something were to happen like an emergency idk, transmission failure, boiler broken the avg American is going to put it on a credit card. And we wonder why n*ggas are in so much debt.

I dont have any outstanding debt or serious lines of credit. Learned my lesson when i was 19... SMH took me forever to pay for 3k worth of junk i bought. I was charging everything man. FUK YOU CAPITAL ONE!
Capital one is some dirty people man
 6 years ago '10        #62
trex 16 heat pts16
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 bridouble said:
This thread is just gonna open the flood gates to a buch of lyin a.ss n*ggas
I thought that but most replies seem somewhat genuine to be honest.
 08-10-2012, 06:09 PM         #63
jbownzino 
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For everyone saying their money is better off in a mattress, there's this thing called the time value of money
 6 years ago '08        #64
Dee Grande 1269 heat pts1269
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 Fras1788 said:
Hate to burst your bubble man, but honestly if it came to that point, you're going to need something other than cash all together. Something that's actually worth something, like Gold, Diamonds, knowing a trade etc etc, and being able to barter those items for services.

The value of our dollar will continue to fall, and whether you physically have the money in your hand or in a bank will not matter.
what are you supposed to do with gold and diamonds when the "end" comes? that sh*t's only valuable because some people got together and decided it was. they can be k!lled just like cash
 6 years ago '09        #65
Vincent_Chase 27 heat pts27
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$11,142 | Props total: 1113 1113
i'm not gonna even lie I'm good; if I was fired from my job I have at least 5 months to get by on financially..just gotta find the right budget for you
 6 years ago '05        #66
MysticKJ 28 heat pts28
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damn, my sh*t hasn't been below 1,000 since college...my rent alone is $1400, i'd be screwed with less than a 1,000 in my account...
 6 years ago '04        #67
RYLNYC|m 5 heat pts
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Part of the 34% and I'm not in any debt, thank God. I do owe IRS tax money, but I'm paying that off at a good rate.

Most of my money is on Paypal though, I dunno if that's better than a bank, but I don't trust my bank too much.

This country is all kinds of f-cked.
 6 years ago '08        #68
Dee Grande 1269 heat pts1269
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 ogghosttrain said:
fu*k a bank! i keep my money in a shoe box.
[pic - click to view]

only got like 100 bucks in the bank
*patiently waits for your house to get robbed*

at least put it in a payless shoebox
 6 years ago '11        #69
Backflipz 84 heat pts84
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Everything's in a credit union Thanks mom
 6 years ago '04        #70
S|M 
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< part of the 36%...
 6 years ago '10        #71
daviddunn 11 heat pts11
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 Fras1788 said:
Out of all you reading this, how many got $1,000 or more in the bank? I'll start it off...


No.



I'd bet the numbers are worse than 64%
yes....


[pic - click to view]



And I don't want any of yall to start thinking like this
 6 years ago '05        #72
Micheal C. Will 21 heat pts21
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I got less than 1000 in the bank, but I'm still doing good and that's all that really matters to be honest
 6 years ago '10        #73
TheMindOf 21 heat pts21
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$27,748 | Props total: 16570 16570
1000 in a CD that I created when I graduated from college with the money earned

Savings account that I won't let go under 3k

And a Checking that I have my paychecks go into and use for life expenses.

--

Still paying off my first credit card from when I was 18

20k in student loans

36% ??
 6 years ago '11        #74
Suppafresh 26 heat pts26
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 AuthenticMade said:
Part of the 36%. Took a sh*t load of time to get here though jesus lol
 Killamike79 said:
I got less than 1000 in the bank, but I'm still doing good and that's all that really matters to be honest
n*gga u in the Air Force how u got less then a G. Don't lie don't make me u pull your clearance. Bet u one of them n*ggas who got to get the new Beamer or Benz every year got all the new clothes kicks and phone. There is no way your a.ss should have less then 20k in a regular savings period.
 6 years ago '10        #75
TheMindOf 21 heat pts21
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If you got less than 1k in a.ssets in the bank and you're living from paycheck to paycheck, think of it this way

You're only on car transmission failure, serious illness, or emergency away from being homeless..

This world is crazy like that..

Saving $50 from every paycheck goes a long way in the grand scheme of things over time. That's $100 a month $1,200 a year that you aint even feel while saving it.
 6 years ago '06        #76
LGK 35 heat pts35
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 uncommonone said:
i owe the bank money......fu*k em:nasmad:

[video - click to view]

 6 years ago '06        #77
LGK 35 heat pts35
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 Suppafresh said:
n*gga u in the Air Force how u got less then a G. Don't lie don't make me u pull your clearance. Bet u one of them n*ggas who got to get the new Beamer or Benz every year got all the new clothes kicks and phone. There is no way your a.ss should have less then 20k in a regular savings period.



ol..'i know whats in your wallet' lookin a.ss
 6 years ago '04        #78
Menace718 1 heat pts
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Ehh sometimes I got more sometimes I have less. I do know I need a better paying job. I'm tired of this see-saw sh*t :nasmad:
 6 years ago '05        #79
freshtoodef 5 heat pts
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I only use the bank to cash my checks
 6 years ago '08        #80
V.R. Nabor 2 heat pts
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Never had over 1000 in the bank. I'm broke but I got my health
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