Aug 9 - New study says 64% of Americans have less than $1,000 in the bank

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 5 years ago '07        #181
MrI'llSlapYoAss 
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$3,447 | Props total: 41 41
Part of the 36%. Thanks to good savings and family. It's hard as hell though and hopefully we can get out of this and we can turn this statistic around.
 5 years ago '10        #182
Livin Life 4 heat pts
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$12,852 | Props total: 2778 2778
I got about $950 saved up. I kept my money in a shoe box until earlier this week. My mom didn't want me to keep it there in case someone broke into our house. And she let me have control over the account now.

I got serious about saving last December. Whenever I make money I'll set aside half for spending and the other half is to save. Only thing I'm buying right now is a pair of shoes for school and probably won't buy anything else until the top of next year. I can't be like the other kids, buying every new J and Foam that comes out.
 5 years ago '12        #183
Carib Breeze 28 heat pts28
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$4,268 | Props total: 11 11
a n*gga stayz over the $1000 threshold every month
 5 years ago '12        #184
SDC17 38 heat pts38
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$4,056 | Props total: 593 593
I'm lucky to have a great job so...I have a safety net of money.
 5 years ago '04        #185
Gtownkid04 
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$6,870 | Props total: 69 69
Under, but that's because I've been aggressively paying down my credit cards. Went from 104% utilization to 72%. After my bonus at the end of the month i should be back under 50%. I need to put something away though for an emergency at some point
 5 years ago '09        #186
mtva24 224 heat pts224
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$8,832 | Props total: 1146 1146
Lots of youngins in here...wait until you are married with a kid, a car note,student loans, and mortgage...im sure you'll see that 64% then...
 5 years ago '07        #187
Adam Is BeTTeR 2 heat pts
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$12,852 | Props total: 2535 2535
part of the 36% here...
 08-11-2012, 03:13 PM         #188
ralphmbrooklyn 
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$n/a | Props total:  
i got less -but im not hungry
 5 years ago '05        #189
pnoi89 11 heat pts11
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$11,315 | Props total: 4742 4742
 I.J. said:
To the people that have more then that much how much you make a year are somebody paying your bills are u living with someone etc.?
$52,000. Pay my own bills. Live with a roommate.
 5 years ago '04        #190
Bossalinie 
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$4,756 | Props total: 41 41
my girl has an account for her direct deposit and for paying bills.. the rest of that sh*t i keep in various stash spots i got.. fu*k a bank
 5 years ago '05        #191
hily 
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$15,360 | Props total: 689 689
I'd like to know more data, I was talking about this with some friends today and they said they were part of the 64%. But, they both have partners who have a heck of a lot more than 1k in the bank. Are young people in college in this, too? It seems like a shockingly large percentage though.
 5 years ago '04        #192
notoriousthugzz 41 heat pts41
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$18,906 | Props total: 2030 2030
36% but not by a lot.
 5 years ago '04        #193
RYLNYC|m 5 heat pts
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$11,841 | Props total: 1133 1133
 I.J. said:
To the people that have more then that much how much you make a year are somebody paying your bills are u living with someone etc.?
I work freelance so my salary is unstable, but I make a good living for 22. I pay several bills + help my mom out every month.
 5 years ago '07        #194
dnycem 3 heat pts
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$11,748 | Props total: 1763 1763
I don't ......f*ck it n*ggaz got bills
 5 years ago '04        #195
nat1ve 
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$254 | Props total: 33 33
Part of the 36%.. My Personal Account is bout 5k and the Joint One with the Wifey is bout 50k.. No Kids, No Debt, .. Its all about the hustle and how much you want that paper... I have a 9-5 plus a Hobby (DJ) that pays good $$$ every friday and sat...Do what you gotta do
 08-11-2012, 05:21 PM         #196
UdownwitK 
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$n/a | Props total:  
 I.J. said:
To the people that have more then that much how much you make a year are somebody paying your bills are u living with someone etc.?
i make $32,000 a year base but overtime pushes it to a measly $36,000. im just good with my dough... moved to an apartment right outta high school wit my 2 best friends while working at Sonic (high school job) and my current local gov't job... <----it aint sh*t, i drive a trash truck, HAHAHAH!!!! stacked my money to the ceiling when we was all splitting the bills equally, saved over $1000 a month back in them days... bought my house at 23 yrs old and just now getting back on my feet from that... my 2nd son on the way though so thats gonna set me back a lil. fully furnished house, big shed, 3 cars (including my fiance's), all at 25 yrs old... not too shabby. my credit score is outstanding though...

liitle note about raising your credit... if you're good with finances and you're thinking about gettin roommates, put all the bills in your name if they can be trusted and you can afford. pay them sh*ts on time and your credit will skyrocket...
 08-11-2012, 05:25 PM         #197
*Missy* 
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$n/a | Props total:  
my savings account is lookin pretty damn sh*tty but i'm not workin or anything right now my school schedule fu*k that up ima work it out tho
 5 years ago '10        #198
Ciggavelli 35 heat pts35 OP
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$1,882 | Props total: 9 9
Y'all are inspiring me to sell some bullsh*t I got so I can raise my $750 to 1K+.


As for not putting money in the bank, the only way I'd do that is if I had a super duty fireproof safe located somewhere nobody knew about. Robbery, fires, and natural disasters just scare me too much.
 5 years ago '10        #199
Kool Aid 8 heat pts
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$4,956 | Props total: 1990 1990
$80 in the bank, 6 figures in the shoe box.
 5 years ago '05        #200
DanBootleg 210 heat pts210
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$18,772 | Props total: 8933 8933
 I.J. said:
To the people that have more then that much how much you make a year are somebody paying your bills are u living with someone etc.?
40k base 10% commission and quarterly bonus. I pay half the bills and live with my dad.
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