What's the best bank to bank with?

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 6 years ago '09        #1
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All Star Flow 3 heat pts
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What's the best bank to bank with?
 

 
hey fellas

wanted some quick insight on this.
i currently have bank of america but hating the monthly fees they are taxing

my job banks with citibank and i am considering signing up with them....

but yea any help would be greatly appreciated... hoping on retrieving my money tom and starting fresh elsewhere.

27 comments for "What's the best bank to bank with?"

 6 years ago '04        #2
casper 1 heat pts
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dont know ur area...i, just like most people will suggest a credit union

i'm lucky, i worked at a bank, so i had an employee account...when i quit, the manager hooked me up with some other account where i wont have fees...but i use american express as my savings account...its online, so it sucks that i cant access my $$ asap...but i like it that way, its a savings account for a reason, & dont wanna be able to tap it at a moments notice
 6 years ago '04        #3
casper 1 heat pts
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another thing is, find out why u have fees...some banks or accounts only have fees if u dont maintain a certain balance, or if u dont do a certain amount of transactions with ur card or something, if thats the case, dont do all cash purchases, use ur debit card
 6 years ago '09        #4
All Star Flow 3 heat pts OP
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yeah,credit unions have been the first thing people mentioned but there arent many locations for certain credit unions around where i live which is san diego ca.... it would cause an inconvenience but yeah imsee why im getting fees...gotta figure it out.

thanks
 6 years ago '12        #5
Prostyle 2 heat pts
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Ally Bank.


You're Welcome.
 6 years ago '06        #6
Sammyboi22 1 heat pts
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I fu*k with PNC. They have never done me wrong so far. Plus ATM's everywhere.
 6 years ago '11        #7
PTC 138 heat pts138
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Depends on what you need from your bank, but the problem with credit unions is locations.

Out of the big banks, I think Chase is the best as of right now.
 6 years ago '04        #8
DJ Maximum|M 51 heat pts51
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CHASE....

Credit Unions aint bad tho just lack of locations
Credit Unions are in a better position to give loans at low rates
 6 years ago '11        #9
rayraysray 56 heat pts56
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navy federal and chase
 6 years ago '04        #10
J`WizZle 2 heat pts
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CHASE

All day...hands down #1
 05-21-2012, 01:09 PM         #11
Real Hustler 
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Most credit unions have branch partners so the locations problem is less of an issue
 6 years ago '10        #12
NYR1199 
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ING DIRECT...no fees

 6 years ago '10        #13
Pete Butter 2 heat pts
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Chase because.....

(1) they offer one of the best online experiences
(a) bill pay & transfers automatically listed as money not avail for use...prevents overdraft
(b) can review Chase credit card accounts w/o re-login
(2) offer a lot of locations
(3) can read checks at atm...no deposit slip needed (i think you can deposit checks by phone too)
(4) one of the quicker customer service lines in bank (capital one is terribly slow)

However, for savings, I am considering AMEX b/c it does not have a minimum requirement and it has a higher interest rate

Credit Unions are good for lower interest loans but sometimes their interest can be higher than a regular bank. Check various bank sources for loans and don't just trust that a Credit Union will give you the best deal.
 6 years ago '06        #14
niceguy954 31 heat pts31
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 NYR1199 said:
ING DIRECT...no fees

this man knows what the fu*k he talking about

plus our atms are at damn near every gas station, CVS, walgreen, and winn dixie

for free!!!!!!!!!!!!!
 6 years ago '04        #15
InsanePunk 
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Credit Union for me!
 6 years ago '04        #16
dblock187s 28 heat pts28
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usaa
 6 years ago '11        #17
IJustGotOutJail 1 heat pts
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ING DIRECT OR ALLY BANK

/close thread
 6 years ago '06        #18
chrisf249 
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You said ur in the San Diego area? I kno they got a San Diego credit union plus a navy fed. When you use a ATM at a 7-11 n other stores similar they don't charge you that 3 dollar fee
 6 years ago '09        #19
J Baltimore 1 heat pts
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ing direct or usaa.

no fees, higher interest rates on savings, deposit checks from ur phone or at the ups store (with usaa), great customer service, reimbursement on atm fees up to a certain amount, etc.

if ur credit is fu*ked up and other banks decline u usaa will take u. ing will take u for a savings and after 30 days theyll give u a checking with a 50 dollar bonus after 50 days (my sh*t is fu*ked up...wanted to get with ally but they declined me). plus cheap checks. and the debit card with ing is fly lol.

usaa's mobile app is dope, u can link up ur other bank accounts & paypal and see everything all on one screen. that's other things that i cant think of from the top of my head but that should be enough.
 6 years ago '06        #20
whammy 1 heat pts
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I have an account with a major bank and a credit union. The credit union account should be part of the . This way you don't have to worry about the lack of locations.
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