Anybody ever got a a loan without a job?

most viewed right now
 111
Image(s) inside Chinx’s Killer attended his funeral!!!!!smh
47 comments
@hiphop
most viewed right now
 47
NBA Kobe Bryant legendary stories like when MJ yelled @ Mugsy shoot u f'n midg..
8 comments
@sports
most viewed right now
 45
NBA Former NBA All Star Lorenzen Wright's ex wife is arrested in connection to..
79 comments
@sports
most viewed right now
 41
Phat ass white girl for real
10 comments
@thotsdimesetc

section   (0 bx goons and 1 bystanders) Share this on Twitter   Share this on Facebook
 

Props Slaps
 6 years ago '11        #1
8814 pageviews
13 comments


BLACKTOPBALLER 3 heat pts
space
avatar space
space
$433 | Props total: 35 35
Anybody ever got a a loan without a job?
 

 
I got a plan to start a small little business (Nothing major, will not specify, i know it will bring me steady average income), but i realized i need money first..and i dont have a job, never had one ( Just turned 20 in Sept), been looking for a job all year...still looking...mostly been making money from side hustles, working for people i know that have their own little businesses ( Lawn Services,Firewood, ect. which was only temporary). I will only need no more than $1000-$1200 to start, but i know it would feel awkward to give somebody a loan who doesnt have a job....So i wanted to know if its possible to get a loan without having a job? thanks...
strungout gave props
 

13 comments for "Anybody ever got a a loan without a job?"

 6 years ago '10        #2
rek0nize 66 heat pts66
space
avatar space
space
$9,245 | Props total: 1294 1294
 BLACKTOPBALLER said:
I got a plan to start a small little business (Nothing major, will not specify, i know it will bring me steady average income), but i realized i need money first..and i dont have a job, never had one ( Just turned 20 in Sept), been looking for a job all year...still looking...mostly been making money from side hustles, working for people i know that have their own little businesses ( Lawn Services,Firewood, ect. which was only temporary). I will only need no more than $1000-$1200 to start, but i know it would feel awkward to give somebody a loan who doesnt have a job....So i wanted to know if its possible to get a loan without having a job? thanks...
More than likely not. If you have some collateral to put up then they might, such as the pink to an automobile or something.
 6 years ago '04        #3
hockeythug 66 heat pts66
space
avatar space
space
$19,303 | Props total: 846 846
Can't save $1000?
 12-11-2011, 03:18 AM         #4
tonyk 
space
space
space
$n/a | Props total:  
 hockeythug said:
Can't save $1000?
how can he save a grand when he don't got a job einstein.
Swavey gave props
 
 6 years ago '06        #5
DominicanLou 17 heat pts17
space
avatar space
space
$7,377 | Props total: 4651 4651
Save a $1000 like they're saying...but the upside is you can build (good) credit history with a loan (provided you don't miss any payments).

I cant speak on other places really but here in LA there are ways to get a small business loan. I got just got one, in fact. It's a microloan and it was a through a nonprofit organization. You need to show some kind of income, so if you were on GR, it would be acceptable.

Another route is the JFLA or something, basically Jewish Foundation Loans. They lend up to $50k for a business. You can also get personal loans. The catch is you need a cosigner. So you yourself dont need a job but your cosigner damn sure needs one AND have a good credit score. And depending on the amount you might need two cosigners.

Whatever city you live in or major city you're close to i would look or resources like that. Micro-lending, Grameen Bank USA, etc.

But before that ask yourself are you really serious about starting and growing a business
 6 years ago '08        #6
40ozHenny 38 heat pts38
space
avatar space
space
$3,543 | Props total: 1215 1215
First get a job...it seems idiotic to start a business when you have never held a job.
 6 years ago '09        #7
Jacc Blacc 55 heat pts55
space
avatar space
space
$25,308 | Props total: 7965 7965
wtf....why would someone give someone a loan when you not only lack a reserve to pay your loan when you lose your job.........you plain out are jobless


seems kinda....dumb
 6 years ago '04        #8
scandalous42 
space
space
space
$169 | Props total: 1 1
only way is if you have some equity/collateral/income. Without it you would need a co-signer who would have either of those to help you - unless you were a student and get student loan. Ive seen rich kids have their parents pay for school and still apply for a student loan and invest it over the 4 year term. By time the 4 years are up and the market doesn't crash you'd hopefully have made some startup coin.
 6 years ago '07        #9
Spoken210 4 heat pts
space
space
space
$2,670 | Props total: 0 0
yeah google non profit organization loans. there's one called accion, it's here in texas i believe and maybe some other states. But they have some good loan programs for ppl with no/bad credit or just micro loans for small business
 6 years ago '06        #10
DominicanLou 17 heat pts17
space
avatar space
space
$7,377 | Props total: 4651 4651
 Spoken210 said:
yeah google non profit organization loans. there's one called accion, it's here in texas i believe and maybe some other states. But they have some good loan programs for ppl with no/bad credit or just micro loans for small business
Exactly ACCION is a popular one. There are surprising a lot of resources for micro-entrepreneurs.
 12-24-2011, 01:15 AM         #11
Ednyce 
space
space
space
$n/a | Props total:  
 tonyk said:
how can he save a grand when he don't got a job einstein.
your an idiot !
 6 years ago '07        #12
Three 1 heat pts
space
avatar space
space
$3,052 | Props total: 1038 1038
You could check SBA.gov for leans and see if you qualify for any of them
 12-25-2011, 04:12 PM         #13
eliot ness 
space
space
space
$n/a | Props total:  
you need some type of collateral. do you have a car? You could use that. Merry Christmas
 6 years ago '10        #14
Trilluminati GA 433 heat pts433
space
avatar space
space
$49,867 | Props total: 13663 13663
 DominicanLou said:
Exactly ACCION is a popular one. There are surprising a lot of resources for micro-entrepreneurs.

I've never heard of them.
Home      
  
 

 






most viewed right now
 24
Five MORE women accuse Russell Simmons of sexual misconduct - bringing total t..
138 comments
1 day ago
@hiphop
most viewed right now
 16
Image(s) inside Lawyer with big ass t1ttys
110 comments
1 day ago
@thotsdimesetc
most viewed right now
 15
Image(s) inside Houston Better Stop Playing With Me 😩
56 comments
1 day ago
@thotsdimesetc
most viewed right now
 6
Image(s) inside Michael Blackson comes for Kevin Hart, t.i. Comments
166 comments
2 days ago
@hiphop
most viewed right now
 5
Video inside 2 Arrest Made in The Murder of Rapper Chinx
150 comments
2 days ago
@hiphop
most viewed right now
 4
Video inside Breaking News: Everyday Struggle W Joe Budden & Akademiks Won't Be Back..
165 comments
1 day ago
@hiphop
most viewed right now
 4
Black thought freestyles on funk flex | #freestyle087
128 comments
2 days ago
@hiphop
most viewed right now
 3
Some confused X Men actors think they won't be Recast :mjlol:
204 comments
1 day ago
@movies
back to top
register contact Follow BX @ Twitter Follow BX @ Facebook search BX privacy