BOA Charging 12$ a month for checking acct?

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 6 years ago '04        #1
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shortz 42 heat pts42
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BOA Charging 12$ a month for checking acct?
 

 
when the fu*k did this happen...i just noticed they charged me 12 bucks....thought they cancelled this ish? says u need to maintain a balance of 1500...im having rough times right now so having that all the time is gonna be rough....

where should i go now?

28 comments for "BOA Charging 12$ a month for checking acct?"

 6 years ago '10        #2
rdrake 30 heat pts30
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Chase.....get a direct deposit....it'll be free and they give you 125 dollars to open an account
 6 years ago '04        #3
DJ Maximum|M 51 heat pts51
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 rdrake said:
Chase.....get a direct deposit....it'll be free and they give you 125 dollars to open an account
this
 6 years ago '05        #4
Tha Boss 35 heat pts35
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 rdrake said:
Chase.....get a direct deposit....it'll be free and they give you 125 dollars to open an account
Important Information

*Service Fee — Chase Total CheckingSM has no monthly Service Fee when you do one of the following each statement period: 1) have at least one direct deposit of $500 or more post to your account (two or more direct deposits that add up to $500 or more do not qualify) or 2) keep a minimum daily balance of $1,500 or more in your checking account or 3) keep an average balance of $5,000 or more in qualifying accounts with Chase. Otherwise a $12 monthly Service Fee will apply ($10 monthly Service Fee in CA, OR and WA). Certain restrictions apply, please see a banker for details. The terms of this account, including any fees or features may change.
 6 years ago '04        #5
KiNgJaMeS305|M 58 heat pts58
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Set up direct deposit and the Fee is waved or change your acct to eBanking
 6 years ago '04        #6
SiXkIlS 4 heat pts
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get a local bank. I got a local bank and everything is free. No charges for anything. Only thing that does suck is when i am out of state they dont have my atms. But i use the cashback option at stores.
 6 years ago '05        #7
autoraptronix 12 heat pts12
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 rdrake said:
Chase.....get a direct deposit....it'll be free and they give you 125 dollars to open an account
Chase charges $12 unless your direct depositing $500 a month. But you can close it after 6 months so its a net gain with the bonus...


Last edited by autoraptronix; 11-26-2011 at 08:22 PM..
 6 years ago '10        #8
rek0nize 66 heat pts66
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I have the eBanking option at BoA. No Fee. They been charging that fee for not maintaining a certain amount for everrr.
 6 years ago '04        #9
RETURNOFTHEKING 10 heat pts10
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I have Bank of America and was told of this charge a few months back. The only option they had for me was strictly ATM banking only. I have to make all deposits and withdrawls from ATMs. I am charged a fee if I go to a teller. It's kind of dumb, but since the ATM takes checks and cash, really no reason to go inside a bank
 6 years ago '05        #10
dmunson318 
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Capital one
 11-27-2011, 09:13 AM         #11
Old Man Quillis 
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 illogik said:
Glad I got BECU

[pic - click to view]

 6 years ago '06        #12
Rique 65 heat pts65
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Student checking they aint charging me. I intern at Merrill Lynch and I would advise you to go to another bank like TD
 07-06-2012, 07:09 PM         #13
DwRecKeR77053 
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small bank or credit union
 6 years ago '06        #14
eLLz 1 heat pts
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pnc >
 6 years ago '05        #15
KruptedWayz 22 heat pts22
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I have no fees no matter what with BOA
 6 years ago '05        #16
Daddy Black 2 heat pts
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I would suggest u use a credit union. Big banks are nothing but scams now because you have to literally pay them to hold ur money which defeats the purpose of a bank.
 6 years ago '07        #17
MOTTAFOOKAH 4 heat pts
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 eLLz said:
pnc >
PNC is cool; but their on some bullsh*t too.. worked for them for 3 years.. done seen some sh*t
 6 years ago '04        #18
Counterfeit215 9 heat pts
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Just got off the phone with BOA. I had this checking account for 7 years and was never charged any fees till the last 2 months. They said it had to due with direct deposit. I told her I never received the new changes in writing. She reversed the charges. And credited me $25.

She switched my account to an E account. I do all my banking at a ATM anyway. She said if I use a teller i will be charged $9.00 for that month. I asked her what happens when i have to make a withdrawal over $1,500.00 which is my daily limit. She said go to a teller but i'll be charged the $9 fee.

This is fine till i find a new back...fu*k this sh*t..Seriously $9 to use a fu*king bank teller? GTFO
 6 years ago '09        #19
Two Five Design 7 heat pts
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 eLLz said:
pnc >
Best bank I've ever been with.

So basically BOA has you keep $1500 that you'll never see as long as your checking account is at their bank. WTF is the point of that sh*t, you better be getting some serious benefits or perks.
 07-12-2012, 01:18 PM         #20
crushel 
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yeah fu*k that 12 bucks thats like 2 paks of ciggs
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