how much do you currently have in your bank account?

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Props Slaps
 7 years ago '10        #41
shoeprano27 23 heat pts23
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$5,723 | Props total: 46 46
copied and pasted from my adp account:

T. Rowe Price Retirement 2050 Fund - Class R
5%

SSgA S&P MidCap Index Fund
68%

Columbia Seligman Communications and Information Fund - Class R
27%

please do not follow/copy what i do. everybody has their own way of trying to come up. this is what I, with a capital, think is a good investment for me.

i know a little more than basics when it comes to 401k plans.

i have yet to setup a sitdown with my worrk account, bank financial advisor and my father to get a better understanding. my credit right now is at 720 and i was told that i was able to be approved for a loan to buy a house. but that is not my plans as of right now.

these numbers may not look like much to alot of you, but i was born and raised in the ghetto of Santa Ana, CA and I am happy.


Last edited by shoeprano27; 03-10-2011 at 04:39 PM..
 7 years ago '10        #42
mlim420 29 heat pts29
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$1,298 | Props total: 159 159
dead broke...living paycheck to paycheck
 7 years ago '09        #43
iAM2 
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$258 | Props total: 97 97
you n*ggas is spending baby money.. holla at me when you got my lady money!

real rap though..
 03-10-2011, 05:41 PM         #44
Ednyce  OP
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$n/a | Props total:  
$27,000.......13k in dept. so figure14k


Last edited by Ednyce; 03-10-2011 at 08:35 PM..
 03-10-2011, 05:58 PM         #45
PoSt3RiZeD  OP
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$n/a | Props total:  
saving money is overated.. just live paycheck 2 paycheck
 7 years ago '05        #46
jgar030283 
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$79 | Props total: 0 0
15k-ing savings
1k-wellsfargo checking
25k- wells fargo savings
15k 401k
12k-Vanguard IRA
5500-Vanguard roth IRA

Going to convert wells checking to PMA and start taxable investing. Hoping for a new gig (interviewing) in the 120k range. Hopefully will be able to save 50k a year or so after and help out my folks. Hoping to start buying property early next year. Just turned 28.
 7 years ago '07        #47
Spoken210 4 heat pts
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$2,670 | Props total: 0 0
$10.28 in my checking
$30.00 in a different banks savings

But i've been investing alot of my money since 2011 started. Not spending it on dumb shyt
 7 years ago '06        #48
vinylfiend1 1 heat pts
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$1,111 | Props total: 347 347
About 2k in checking

57k in capital one savings. Been saving for about 5 years , been working for 2. Trying to buy a house in the bay area and honeymoon in tahiti.

Just started my 403B last week. 30 years old
 7 years ago '04        #49
nitetrain8601 22 heat pts22
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$15,097 | Props total: 4108 4108
 bklynnas9 said:
thats far from broke man

where do you keep your 10k? a regular brokerage account or something like an IRA?
Massmutual. If my employer matches 4%, why not? But I'm broke. 45k in student loans and 15k in. Credit card debt. Just got my life on track though. I was at 22k last June. I'm tryna move to southern Cali in 3years so I'm saving heavy. I did book a vacation for la for next month though. That's my treat for this year
 7 years ago '05        #50
pnoi89 11 heat pts11
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$11,304 | Props total: 4725 4725
$12k distributed through one bank. $2k distributed at another. No student loans, 0 credit card debt (unless you count my 0% interest promo's at Best Buy and such), and planning to graduate college Spring 2012
 7 years ago '05        #51
dominicanluimi 
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$707 | Props total: 1 1
$2000 chcking
$22 saving (keep the change)

haha .. moneys low till the summer. watevs

edit: just turned 22..made like 44000 last year.. have nothing to show for it...


Last edited by dominicanluimi; 03-10-2011 at 09:08 PM..
 7 years ago '09        #52
Brainwave 5389 heat pts5389
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$18,418 | Props total: 5 5
I got a little over $14,000 in my savings. Little over $600 in checking. I'm bout to get my income tax check that will put me over $21,000. $0 debt. But I usually work 2 jobs so my social life is sh*t. But in 3 years both my kids will be out the house or at least out of my pockets so it will be smooth sailing from there I hope.
 7 years ago '09        #53
youngrob 2 heat pts
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$1,186 | Props total: 14 14
12,000 in debt (school, credit cards, etc.)

1400 in investments...

forget that real n*ggas got debt lol...
 03-11-2011, 06:28 AM         #54
bklynnas9  OP
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$n/a | Props total:  
 jgar030283 said:
15k-ing savings
1k-wellsfargo checking
25k- wells fargo savings
15k 401k
12k-Vanguard IRA
5500-Vanguard roth IRA

Going to convert wells checking to PMA and start taxable investing. Hoping for a new gig (interviewing) in the 120k range. Hopefully will be able to save 50k a year or so after and help out my folks. Hoping to start buying property early next year. Just turned 28.
you are doing great man, keep it up.

question: why do you have a traditional and a roth ira? and since you have both, you can still only contribute the max of 5k per year, not 5k to both correct?
 03-11-2011, 06:28 AM         #55
bklynnas9  OP
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$n/a | Props total:  
 vinylfiend1 said:
About 2k in checking

57k in capital one savings. Been saving for about 5 years , been working for 2. Trying to buy a house in the bay area and honeymoon in tahiti.

Just started my 403B last week. 30 years old
do you have plans of investing any of that cash or just letting it accumulate for the house? nothing wrong with that btw
 03-11-2011, 06:30 AM         #56
bklynnas9  OP
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$n/a | Props total:  
 Brainwave said:
I got a little over $14,000 in my savings. Little over $600 in checking. I'm bout to get my income tax check that will put me over $21,000. $0 debt. But I usually work 2 jobs so my social life is sh*t. But in 3 years both my kids will be out the house or at least out of my pockets so it will be smooth sailing from there I hope.
damn wtf? you are expecting a 6k tax return??
 03-11-2011, 06:31 AM         #57
bklynnas9  OP
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$n/a | Props total:  
 CaliIsActive said:

[pic - click to view]

:pumperilik e:
WOW :agreement6:
 7 years ago '05        #58
jgar030283 
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$79 | Props total: 0 0
 bklynnas9 said:
you are doing great man, keep it up.

question: why do you have a traditional and a roth ira? and since you have both, you can still only contribute the max of 5k per year, not 5k to both correct?
The traditional IRA was a rollover from my first gig out of law school. You're correct I can only contribute to the Roth. Hoping for something like this.

401k- 16,500
Roth- 5,000
Taxable 20,000

Will use excess cash to buy real estate.

At some point my AGI will be such that I can't contribute to a Roth. I'm trying to take advantage while I can. Also, my investments are really simplistic. I only own 4 vanguard index funds and no individual stocks (80/20 a.sset allocation). Too much of a tax headache for me. I'll leave the trading to the high frequency folks.
 7 years ago '05        #59
jgar030283 
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$79 | Props total: 0 0
 bklynnas9 said:
damn wtf? you are expecting a 6k tax return??
He has 3 dependents he can claim and who knows what else. He's also probably married. The tax system is ridiculous. It penalizes single guys like myself. I'm all for an overhaul of the tax code.
 7 years ago '09        #60
Vincent_Chase 27 heat pts27
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$10,823 | Props total: 724 724
 CaliIsActive said:

[pic - click to view]

:pumperilik e:
awesome man
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