Where???? Even in texas we have some of the lowest priced house's in nice suburban neighborhoods... but a n*gga thats a waiter or slanging pizzas ha man i think you mean if they have a cosigner with a an average median salary for people with college degrees out her ie Boyfriend and girlfriend get married situation or grandma cosigns on a deal taking a about 75% percent of the ownership
Lets say you work full time as a delivery driver or waiter you at $15.00 an hour on average(I worked as pizza driver some days you make less a lot of days I made upwards 19-20 an hour but if you balanced it out with everything gas car depreication etc I made 15 on average) you're going to make. So 40 * 15 = 2400 thats with no overtime. Thats not considering some upper scale waiters at finer establishments can make 20+ an hour. So your mortgage on a 182k house with no down
payment is 1150 + insurance. So you telling me he can't pay 1300 a month? I don't understand it thats pure mismanagement of funds.