HOW TO: Improving Your FICO Credit Score

most viewed right now
 184
Video inside "King of Miami" Trick Daddy Bans Meek Mill from Miami BC of Wins and Lo..
105 comments
@hiphop
most viewed right now
 163
NBA Draymond Green posted about Connor Mcgregor and...Connor clapped back
69 comments
@sports
most viewed right now
 143
Video inside The truth about black seed oil and how it changed my life
40 comments
@wild'ish
most viewed right now
 125
Image(s) inside [TMZ] Birdman To Tyga: "I Owe You $12M?! bi-ch, You Ain't S***!!!
43 comments
@hiphop

section   (0 bx goons and 1 bystanders) Share this on Twitter   Share this on Facebook
 

Props Slaps
New replies show every 10 seconds
 4 years ago '06        #21
Beantown Bully 12 heat pts12
space
avatar space
space
$2,158 | Props total: 0 0
Get a bunch of credit cards

Buy goods that will increase in price

Sell those goods at a profit

Don't pay 1 bill

Keep all the cash

Pay for everything in cash and stay off the grid


**Plan for American 2013 and Beyond**

All of this mumbo jumbo about credit was great advice, prior to September 11, 2001

Now it's every man/woman/child for themselves


Last edited by Beantown Bully; 08-21-2013 at 11:38 AM..
 4 years ago '04        #22
Duntaz 55 heat pts55
space
avatar space
space
$12,627 | Props total: 4391 4391
 specialk103185 said:
If you don't have a credit card, get one--even if you only use it for gas and then pay it all right away. There's just no way around it...you NEED credit. OK, there is one way around it and that is to pay for everything in cash for the rest of your life, but that's not the way to build financial success. In order to buy things like houses, cars, rental property, businesses etc. you need credit. The only way to get credit it is to either establish it yourself, or become an authorized user on someone else's credit card. Make sure if you do this, it's some one that you know has good credit and pays their bills on time. Otherwise, they will drag your credit score down with theirs. But anyone that says you don't need credit is lying to you.
Aint that the truth & alot of these youngsters, hell even grown a.ss men idolizing entertainers selling you the illusion that they pay for everything in cash. What they don't show & tell you is that they have excellent credit. An alternative or concurrent way of building credit along with credit cards are secured loans which credit unions usally offer to build credit "credit builder loan". You can add anywhere from $250 on up on secured cards but I'd gradually increase the limits to atleast 1,000. So when you finally do move on to unsecured let's say after 6 months they will offer higher limits once they check your credit & see the limits your already managing responsibly. But with about 3-5 cards managed correctly, you'll have great credit in about 6 months.


Last edited by Duntaz; 08-21-2013 at 06:49 PM..
 01-17-2014, 06:41 PM         #23
Raidermont 
space
space
space
$n/a | Props total:  
If you have errors on your credit report, write the credit bureau to dispute it, and the have 30 days to research and answer you back. If they fail to meet the 30 time requirement, they have to remove it.
 3 years ago '09        #24
yankeeboytwo 
space
avatar space
space
$741 | Props total: 110 110
 JoeDoe22 said:
The way our society is set up you need a good FICO to be able to buy that complex.
Agreed
 2 years ago '04        #25
Kadroan 90 heat pts90
space
avatar space
space
$32,030 | Props total: 5221 5221
 Duntaz said:
Aint that the truth & alot of these youngsters, hell even grown a.ss men idolizing entertainers selling you the illusion that they pay for everything in cash. What they don't show & tell you is that they have excellent credit. An alternative or concurrent way of building credit along with credit cards are secured loans which credit unions usally offer to build credit "credit builder loan". You can add anywhere from $250 on up on secured cards but I'd gradually increase the limits to atleast 1,000. So when you finally do move on to unsecured let's say after 6 months they will offer higher limits once they check your credit & see the limits your already managing responsibly. But with about 3-5 cards managed correctly, you'll have great credit in about 6 months.
Could you live off a secured loan while trying to find another job?
 2 years ago '04        #26
Duntaz 55 heat pts55
space
avatar space
space
$12,627 | Props total: 4391 4391
 Kadroan said:
Could you live off a secured loan while trying to find another job?

It depends on the collateral. But once you get a steady job I'd apply for a checking line of credit so that won't have to be your only option. Most credit unions offer it. That's why I'm glad I'm with Navy Federal their LOC goes up to 15k. I'm only at 5k but now that I have it I can ask for an increase every 6 months so I should have the full 15k by the end of the year. But I'd say a secured loan is the best choice if you're not working. It's better than fu*king with those payday or title loans they will charge you 100% interest or more.


Last edited by Duntaz; 04-07-2015 at 06:14 PM..
dpl313 gave props
 
 10-18-2015, 05:25 PM         #27
Raidermont 
space
space
space
$n/a | Props total:  
 Raidermont said:
If you have errors on your credit report, write the credit bureau to dispute it, and the have 30 days to research and answer you back. If they fail to meet the 30 time requirement, they have to remove it.
I agree, I disputed everything. It works.
gaapplewood gave props
 
 2 years ago '14        #28
dpl313 
space
space
space
$75 | Props total: 1 1
For those disputing credit. Hoping this helps.

[video - click to view]



Last edited by dpl313; 01-21-2016 at 08:56 PM..
mikejuheard and 1 others gave props
 
 2 years ago '15        #29
Pa live 3 heat pts
space
space
space
$2,569 | Props total: 1280 1280
U can pay to delete accts. In collections
 2 months ago '05        #30
Quddus 11 heat pts11
space
space
space
$14,345 | Props total: 5558 5558
 Pa live said:
U can pay to delete accts. In collections
it's not easy when I had some stuff pop up on me. They told me that was false. But I am sure all these companies be lying.
 2 months ago '04        #31
sar6on 3 heat pts
space
avatar space
space
$2,129 | Props total: 1200 1200
I had a 810 credit score until i found out I had a medical bill unpaid since 2011. I never received a letter that i owed them money. It was only for 45 dollars! I paid it as soon as I found out which was literally a few months ago. My credit score took a hit because the hospital was too stupid to inform me.
New replies show every 10 seconds
Home      
  
 

 






most viewed right now
 36
NBA Months after kyrie is traded
26 comments
23 hours ago
@sports
most viewed right now
 34
NBA Kyrie didn't screw Lebron. Lebron screwed Lebron.
162 comments
19 hours ago
@sports
most viewed right now
 25
Image(s) inside Jul 22 - Trump Has Another Twitter Siezure. Doesn't Even Deny He's Try..
64 comments
1 day ago
@news
most viewed right now
 22
Image(s) inside Selena Gomez with the phatty posted on a byke
31 comments
18 hours ago
@thotsdimesetc
most viewed right now
 21
PlayStation Now is a joke. Pay for a subscription and then you have to wait in..
55 comments
19 hours ago
@games
most viewed right now
 20
Video inside NEW Justice League Comic-Con Trailer
261 comments
24 hours ago
@movies
most viewed right now
 20
I still wanna smash Regina Hall
53 comments
1 day ago
@thotsdimesetc
most viewed right now
 10
Drake dressed like somebody's aunt that make fire collard greens
95 comments
1 day ago
@hiphop
back to top
register contact Follow BX @ Twitter Follow BX @ Facebook search BX privacy