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Jan 14 - Average FICO score hits record high—heres the average credit score in every state


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 2 weeks ago '04        #26
ItAlY2BkLyN 
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800 + Gang fu*k what ya heard

Your worth isn't what you have in the bank. It's how much people are willing to loan you.
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 2 weeks ago '18        #27
SFamilyRep  topics gone triple plat - Number 1 spot x1
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 Johnnytusanmi said
is this a left over from Obama too?
What does this have to do this Trump or Obama? They are handling your personal finances
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 2 weeks ago '17        #28
Johnnytusanmi  topics gone triple plat - Number 1 spot x3
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 SFamilyRep said
What does this have to do this Trump or Obama? They are handling your personal finances
It was bait and they fell for it

 2 weeks ago '13        #29
jae dub 336 
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I need more credit history it's the only thing holding me back...my longest credit history is my student loans before that my car(which I paid off) once I pay off my student loans though

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 2 weeks ago '12        #30
TrillSwag 
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 Ifeellikekobe said
I think those numbers are inflated by the credit companies. It benefits them to make it seem like more Americans have access to credit so they can justify their business model. Also continue to hide that they put everybody's personal information in the streets.
Big facts. 730 the average score in my home state? That’s BS. Most people under 30 mainly got trash a*s scores. This most be among a certain demographic. They basically saying a good percentage all have perfect scores to make up for the fu*k ups
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 2 weeks ago '07        #31
RubbahBandMayn 
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I got the highest score I've ever had in my life right now. I got denied from getting a credit card once and bossed up.
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 2 weeks ago '16        #32
OWPE 
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I thought the economy was in shambles? Y did the average credit score rise?

BTW im 747

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 2 weeks ago '17        #33
Mr Scaramucci  topics gone triple plat - Number 1 spot x35
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Kind of random, but if anyone would like credit score or credit card advise, confused on any topics, just reach out to me.

I'm all about uplifting my brothas and sisters with financial knowledge when I can.
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 2 weeks ago '04        #34
mr_underground|m  topics gone triple plat - Number 1 spot x4
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if you had a credit line of $3k and was using $2500 then your score would be bad, but if the bank increase it to $7k then your score will go up because the debt to credit ratio is lower. so this can be deceptive
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 2 weeks ago '15        #35
Kno 
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Lol people in here are trying to make their credit score a partisan issue. Smh you know how dumb that sounds?

 ItAlY2BkLyN said
800 + Gang fu*k what ya heard

Your worth isn't what you have in the bank. It's how much people are willing to loan you.
Why are people slapping this it’s fact!

Im over 800 too and use my credit card like a debit card and pay it in full On the due date every time. If you can’t afford to do this then you shouldn’t be charging so much. Student loans car payments taxes rent etc also get paid on time - and in most cases if you fu*k up and miss a payment or two you don’t get reported for months on end and have time to fix it before you fu*k yourself up.

People with bad credit are spending more than they can afford too and that’s a dangerous game plain and simple.


Last edited by Kno; 01-14-2020 at 04:56 PM..
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 2 weeks ago '17        #36
YAYO101 
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Salute to Student Loan Forgiveness

Because of that I was able to get my Credit right just a few years ago finally. I never thought I would ever see 700+ FICO Score until that. Also those Prepaid Credit Cards as well as those shopping catalogs that will give anyone a Line Of Credit that sh*t works and will boost credit scores so fast as long as you make payments
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 2 weeks ago '05        #37
bx old head  topics gone triple plat - Number 1 spot x4
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You n*ggaz are so fu*king annoying

why does it have to be obama vs trump in EVERY single fu*kING thread

the OP has nothing to do with either

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 2 weeks ago '04        #38
ItAlY2BkLyN 
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 Kno said
Lol people in here are trying to make their credit score a partisan issue. Smh you know how dumb that sounds?



Why are people slapping this it’s fact!

Im over 800 too and use my credit card like a debit card and pay it in full On the due date every time. If you can’t afford to do this then you shouldn’t be charging so much. Student loans car payments taxes rent etc also get paid on time - and in most cases if you fu*k up and miss a payment or two you don’t get reported for months on end and have time to fix it before you fu*k yourself up.

People with bad credit are spending more than they can afford too and that’s a dangerous game plain and simple.


Add to that the points you get for doing it that way and we be vacationing every year on the low low.
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 2 weeks ago '04        #39
DJ Maximum|M 
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 Sin said


a lot of Americans don’t have $1000 for emergencies but have a 700 credit score
technically if used right that 700 credit score is better than 1000

peep this

they can get a card for 15 months 21 months no interest financing

way better than paying out 1k all at once
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 2 weeks ago '14        #40
Lurker 
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755
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 2 weeks ago '08        #41
RokkyRok 
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credit =/= money

Theoretically the average credit score should be high since its literally just a judgement of how likely you are to pay back debt.
+4   

 2 weeks ago '19        #42
Pikaboo 
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587 and about to get really ugly bx...
I have 3 chase credit cards maxed out a total of $1700 and a loan for $2100.

January is the last month I’m paying minimum fees on them and I’m changing my cell number to avoid collection calls.


@ can I be saved fam or I’m in too deep?


Last edited by Pikaboo; 01-14-2020 at 05:23 PM..
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 2 weeks ago '19        #43
pharoahX 
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wonderful, let's keep that consumer/debt cycle rolling right along.
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 2 weeks ago '19        #44
Megaman 
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 Gold Face said
Everything good is the product of Obama everything bad product of trump
Well according to some very credible corporate news organizations like CNN and the New York Times this is a true statement.




Last edited by Megaman; 01-14-2020 at 09:28 PM..
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 2 weeks ago '17        #45
thc 
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got my credit score up from low 600s to low 700s really tryna cop a condo

not really tryna have roomates anymore saving for my down payment
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 2 weeks ago '14        #46
Sphynx 
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 Johnnytusanmi said
Everything is a left over from Obama unless it's bad GOATBAMA
n*gga literally schooled you on the subject and you still talking bullsh*t. Shut up and take your L like a man, weirdo
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 2 weeks ago '19        #47
Cowboy 
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 P-Hill said
My credit score is high.. why? Pay more than minimum on my balances, always pay on time (I have 100% payment history on all my cards for the last 10+ years they've been active), and I keep my card utilization at or below 10%

I use my credit to sell trade lines
You use a service or word of mouth?

 2 weeks ago '11        #48
Sin  topics gone triple plat - Number 1 spot x7 OP
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 DJ Maximum said
technically if used right that 700 credit score is better than 1000

peep this

they can get a card for 15 months 21 months no interest financing

way better than paying out 1k all at once
thats all good until times get rough and you can't pay your other credit card or car payment with a credit card

I had my car towed once and they only took cash
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 2 weeks ago '18        #49
Proffesor X 
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 Johnnytusanmi said
is this a left over from Obama too?

It kind of is actually, more so the period right after the recession set many Americans who didn't take an L up for success......especially in the real estate market.

 2 weeks ago '05        #50
P-Hill|M 
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 Cowboy said
You use a service or word of mouth?
Word of mouth... my sibling finds people for me. I make way more that way than using a service that takes hella money off top
+1   



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