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Anyone Not Paying Their Credit Card Bill Next Month?


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 7 days ago '07        #1
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Anyone Not Paying Their Credit Card Bill Next Month?
 

 
I don’t want to pay a bill and the economy collapses. image



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 6 days ago '05        #2
pnoi89  topics gone triple plat - Number 1 spot x1
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Lol...... Deferring or just flat-out NOT paying is hustling backwards, especially flat-out not paying.

Many banks will offer deferments, some on case-by-case basis. However, many lenders and credit card issuers may defer payments for a certain timeline, but WILL accrue interest for any balances you're carrying over to the next month. Additionally, some banks WILL mark you as a "high risk borrower," which is dependent on the lender.

In short, you should only consider deferment as a last-resort and if you're truly and genuinely affected by the recent crash and can't genuinely make payments....

There's a handful of credit card issuers and lenders with some basic guidelines on deferment as a result of the COVID-19 epidemic:





Of course, you should talk specifically to the issuer or lender for specific details on your credit lines that you need deferment for. I'll reiterate, if you're not financially impacted and/or able to make your payments, continue making your payments because there are only downsides to deferring (or skipping payments, which will drastically affect your credit).


Last edited by pnoi89; 03-23-2020 at 01:39 AM..
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